Buje budanu, Mr Spending!!...

In November 2018, I remember doing an analysis of my expenses for the month and I discovered that I spend more than I earn monthly despite trying so hard to manage the little salary. Who else is still in this shoe.... Let's learn

Today the story has changed. Not completely though, cos some necessary expenses still swallow up the entire salary e.g professional exams etc. One important thing to note is that "there is no need to do your budget after you have spent the entire money" it is of no use.

The best approach to use is to draft your budget before you start spending, identify your total income and minus your potential expenses, make sure you write it out, then see what you're left with. You must develop the habit of siting down to calculate first before spending or else, you will soon become impoverished with the little you have.

Proper planning gives you control over the future. Things may not always happen the way you want it, but the written aspect will prepare your mind ahead of your expectations.

In conclusion, take note that it is not the size of an army (your salary) that determines victory, but the strategy used. So, before you start/finish spending that money in your hand, make sure you plan it well. Planning creates order and order creates increase. Remain blessed